Carpenter Financial Services

Unsecured Business Loans Fast. Click Below To Get Your FREE Report:  What To Do When The Bank Declines Your Business Loan


FREE Report - When The Bank Says No (pdf)


About Us

Unsecured Business Loans Fast

Hi, I'm Sondra Carpenter, Business Loan Consultant with Carpenter Financial Services. We can fund unsecured business loans for your small business up to 1 million dollars quickly, usually within 5 to 7 business days. We offer fast unsecured business funding by partnering with several lending companies in order to provide a variety of financial products. That includes merchant cash advances, business lines of credit, as well as construction loans and funding for contractors.


Bad credit business loans can be arranged as well. We can help with small business loans nationwide. There are no application fees and the money can be used for any purpose.

Want to schedule an appointment to see how much you can get approved for? Click the button below.

Small Business Funding Even If The Banks Turn You Down

Unfortunately lots of small businesses are turned down for funding by banks although working capital is essential. 

We  may be able to help even if your business loan was denied. As long as you've been in business at least 6 months you can apply for funding. 

We work with several lenders, if you need a business loan right away, click the button below and apply online now with First American Merchant. You can get an approval for a merchant cash advance in 24 hours and funded in 72 hours. (Needed:  3 months business bank statements, drivers license, voided check).

*** IMPORTANT: You must be generating at least $12K monthly in sales and bringing in 5-8 deposits per month. USA businesses only!

Complete The Form Below To Get Started

To receive an application for funding please complete the form at the end of this page.

You'll receive a link for a credit reporting service to check your credit score. Sign up for the free service and send a PDF with your score back to us along with 6 months business bank account statements. After review we'll know which lender you'll be working with and send you an application.

Once you return the completed and signed application your documentation will be forwarded to underwriting. Within 2 business days you'll see how much you've been approved for.  

Schedule Your Free Consultation


Sign up to be added to our email list. Find out more about business funding options from Carpenter Financial Services.

Some Of The Services Offered

Business Term Loans

Line Of Credit

Construction and Contractor Loans

Franchise Loans

Merchant Cash Advance

Equipment Leasing And Financing

The Business funding blog


*** Include information in your message on how much funding you want to apply for and how soon you'll need it. Please note we arrange funding for businesses in the USA only.

Privacy Policy

We recognize that privacy of your personal information is important. We never sell your personal information to third parties. The only e-mail sent from our websites is in response to an inquiry that you may send us or as a result of joining our double opt-in e-mail list or completing our form. If anything comes to your attention which could potentially be a violation of this policy, please let us know immediately so that we can investigate it and try to correct it. 

Unsecured Business Loans Fast

Sondra Carpenter, Business Loan Consultant, Carpenter Financial Services, Philadelphia, PA USA